Learn the key distinctions between moral hazard and morale hazard—a conscious vs. subconscious change in behavior—and their implications in the insurance industry.
The National Academies of Sciences, Engineering, and Medicine are private, nonprofit institutions that provide expert advice on some of the most pressing challenges facing the nation and world. Our ...
People would be more likely to act if they feel threatened by a hazard, rather than a disaster, concludes a new study from New Zealand Having surveyed 604 people in Wellington, New Zealand, the team ...
Cal Fire officials have released updated Fire Hazard Severity Zone (FHSZ) maps, marking the fourth and final round of hazard map updates since the previous release in 2011. The newly released ...
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State officials release updated fire hazard maps, majority of San Diego in high-risk fire zones
State officials in California have unveiled new fire hazard maps for Southern California, revealing that millions of residents, including the majority of San Diego County's population, are living in ...
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