Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

It's easy to delete a card from your Amazon account whenever you need to replace your form of payment.

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...

Credit card issuers are not required by law to provide advance notice before closing accounts. Accounts may be closed due to lack of usage, non-compliance with terms and conditions or changes in card ...

If there are months where you don’t use the card at all, you could consider adding a small recurring charge or two so the ...

"The best one would be the Chase Sapphire Preferred® Card," says Dana Yao, a travel blogger who downgraded because she'd need ...