Homeownership is more expensive than ever: In nearly half the country, the median household income isn't enough for a three-bedroom house. For low-income households, defined as those earning less than ...

The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

Lars Peterson joined Investopedia in 2023 as a senior editor of financial product reviews with a focus on personal loans, credit cards, mortgages, and other financial products and services. Lars has ...

A Reddit user wants to buy a house, but he is concerned about his student loans. He wants to pay off his student loan before he buys his house, but his loan has a very low interest rate. While ...

An affordable housing development under construction in Hell's Kitchen, New York City. An affordable housing development under construction in Hell's Kitchen, New York City. Deb Cohn-Orbach—Universal ...