For years, banks have enjoyed big revenues from charging overdraft fees. Almost 1 in 10 bank customers, often low-income consumers, routinely spends more than they have in their checking account, ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic ...

A Bank of America ATM is seen, Wednesday, Feb. 3, 2021, in Winchester, Mass. Bank of America is slashing the amount it charges customers when they spend more than they have in their accounts and plans ...

Good news you can actually use: many big banks cut or eliminated overdraft fees, and federal pressure has pushed the total cost of overdraft way down from a few years ago. You don’t get those savings ...