According to a recent Experian report, people with exceptional credit scores of 800 to 850 had a credit utilization ratio of 7% on average. The ideal number of credit cards will depend on your spending habits and financial goals. “Three or four is a good number for a lot of people, but you can build credit with as little as one,” Rossman said.

These lesser-known credit cards are worth a closer look if you're interested in anything from extra rewards to building credit.

Whether you're getting a credit card for the first time or want to rebuild your credit history, here are 5 easy credit cards to get approved for.

Welcome bonuses are often one of the major selling points when seeking out a new rewards credit card. Card issuers offer these bonuses to entice new customers and promote spending on their new cards.