Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

Most people need sufficient home insurance to cover their home’s replacement costs, but the amount of coverage you need will depend on your property, area risks, and other factors. Homeowners ...

When you apply for a mortgage, the lender will likely require homeowners insurance before funding your loan. This insurance helps protect their investment if something unexpected damages or destroys ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

As seniors transition into retirement, evaluating homeowners insurance becomes even more important. Seniors’ home insurance needs may differ due to factors such as fixed incomes and potentially ...

Understanding home insurance involves comparing policies, assessing coverage needs, and knowing standard exclusions. Essential tips include accurately evaluating replacement costs, considering natural ...

Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies include ...

Nationwide homeowners insurance is among the most affordable options on the market, with numerous discounts that can lower your premiums even further. We like that it has endorsements many competitors ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...