Credit unions often offer lower interest rates on car loans and tend to be more flexible with borrowers who have poor credit.

A higher credit score often leads to better-than-average rates.

The average auto refinance rate is 8.05%, but well-qualified buyers might be able to refinance at rates starting below 5% ...

As of today, June 19th 2026, Bank of America is offering a new car (dealer) 5.39% APR, a used car (dealer) 5.59% APR. It's ...

A "cliff" you may not even know about could cost you thousands of dollars on your next car loan. Many car buyers end up ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

In January of this year, the average new car cost $49,191 (1), and that's after prices hit an all-time record (2) in December ...

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Bad credit can be a barrier to being approved for a car loan or for getting favorable terms. Fortunately, even if your credit history has some blemishes, you still have options from banks, credit ...

Refinancing with good credit might save you money, but longer terms can wipe out your savings ...