Leigh Morris on Instagram: "Rich people things... In certain investment strategies, loans are structured as interest-only rather than principal and interest. This keeps repayments lower and can maintain interest deductibility for tax purposes. Using salary income to reduce principal can be less tax-efficient, as income at the top marginal rate is generally taxed at around 47% (including Medicare levy). In contrast, when an investment asset is sold after being held for more than 12 months, the 50