Why Are the RBA and SVR Rates Different? Ever wondered why your lender’s Standard Variable Rate (SVR) doesn’t always match the Reserve Bank of Australia’s (RBA) cash rate? While the RBA sets the benchmark, lenders adjust their SVR based on funding costs, market conditions, and business strategy. Understanding this difference helps you make smarter decisions about your home loan. Like, share, and follow Apt Mortgages for more expert insights to help you stay ahead in your mortgage journey. For mo
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