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0:39
YouTube
MoneyWise
What is a Credit Rating? | Understanding Your Creditworthiness
A Credit Rating is an assessment of a borrower’s ability to repay debt, usually assigned by a credit rating agency. It reflects the borrower’s creditworthiness, based on factors like their credit history, income, and debt levels. For borrowers, a higher credit rating means better loan terms and lower interest rates, while a lower rating may ...
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