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No more SMS OTPs by June 30, 2026 Starting June 30, 2026, the way you verify your banking transactions is about to change permanently. If you have been relying on a six-digit code sent via text to approve your transfers, add a new payee, or log into your banking app, that system is on its way out. And it is being replaced by something significantly harder to steal. What is happening and why: By June 30, 2026, every bank, e-money issuer, and payment operator supervised by the Bangko Sentral ng Pi
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